Choose Direct Debit or Credit Card to Pay Your Taxes
Your tax bill can be paid to the IRS either through a direct debit of your bank account or through a charge to your credit card. Direct debit or payment by credit card are a convenient, safe, and secure way to pay your taxes.
Why pay by Direct Debit?
It’s Free! There are no additional charges for tax payment transactions.
When you e-file your tax return you can e-pay your taxes in a single step by authorizing an electronic funds withdrawal or direct debit from your bank account to cover the full amount of your tax liability.
It’s Convenient
- You can e-file your balance due return early and schedule your payment for withdrawal on a future date.
- Payments, except for Form 1040ES, can be scheduled for an effective date up to and including the return due date (April 17th)
- An estimated payment can be scheduled to be paid up to and including October 17th
- The IRS automatically withdraws funds, based on the payment date you select.
- You can make a Form 4868 (Application for Automatic Extension of Time to File U.S. Individual Income Tax Return) payment when you file Form 4868 electronically
It’s Safe and Secure!
- You receive an electronic acknowledgment once your IRS e-file return is accepted.
- The tax payment is listed on your bank statement as further proof of payment.
- Your bank account information is safely stored along with other tax information.
- The IRS is only authorized to make the withdrawals you specify.
Why Pay Your IRS Tax by Credit Card?
It’s Convenient!
- You can e-file early and, by making a credit card payment, delay out-of-pocket expenses.
- You can e-file (or mail a paper return) and initiate a payment by phone or Internet.
- If you choose to use your credit card to pay the IRS for your taxes, you will notice a fee in addition to your charge on your credit card statement. This fee is not paid to the IRS or to E-File Tax Returns, it is paid to the company processing the credit card transaction to cover their processing costs.
- You can also make Form 4868 (Application for Automatic Extension of Time to File U.S. Individual Income Tax Return) and Form 1040-ES (Estimated Tax for Individuals) payments by phone and Internet.
- In addition, you may earn miles, points, rewards or money back from your credit card issuer.
It’s Safe and Secure!
- You receive an electronic acknowledgment once your e-file return is accepted and the credit card transaction is authorized.
- If you pay by phone or Internet, you receive a confirmation number at the end of the transaction.
- The tax payment is listed on your credit card billing statement as further proof of payment.
- The IRS does not receive or store credit card numbers.




